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The first, substantial element of diversity between the various types concerns the interest rate., that is to say the cost of borrowed money (in even poorer words, the return that the borrower lends): which may be higher or lower depending on the financial or paying bank (attention then to the hidden and written clauses in small contracts!)

To get a clearer idea of ​​these differences, just compare the values ​​measured by the Bank of Italy , which publishes a document every three months that collects the actual average global rates of the main loan categories. Taking a look at this document, we find that one of the loan categories with the lowest average APR (2.45%) is the mortgage.

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Request mini loan in Belgium

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Marriage Loan

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