The first, substantial element of diversity between the various types concerns the interest rate., that is to say the cost of borrowed money (in even poorer words, the return that the borrower lends): which may be higher or lower depending on the financial or paying bank (attention then to the hidden and written clauses in small contracts!)
To get a clearer idea of these differences, just compare the values measured by the Bank of Italy , which publishes a document every three months that collects the actual average global rates of the main loan categories. Taking a look at this document, we find that one of the loan categories with the lowest average APR (2.45%) is the mortgage.
From the renovation of the house to the purchase of a used car, from family vacations to the organization of the wedding: there are many reasons why it is convenient to have some liquidity. And when this is not there, you can always request a personal loan. In Italy, the number of people requesting a […]
If you need a limited amount for a short period, you can appeal to a mini loan. With this mini loan or small loan you can for example pay an unexpected invoice, the gifts at Christmas or the school costs of the children. Because you want to have the money from the mini-loan quickly, the […]
Soon it will be the most beautiful day of your life. You have decided to marry. Of course, there will be a lot of wedding costs at a wedding party. Through a marriage loan you pay a small fixed amount every month. That way you can still enjoy an unforgettable day with family and friends. […]